> For the complete documentation index, see [llms.txt](https://universefinance.gitbook.io/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://universefinance.gitbook.io/docs/competitors.md). # Competitors ## **Market Comparison** The following chart illustrate the users’ return from the trading pairs such as ETH-USDT and ETH-USDC: | **Platform** | **Display ROI** | **True ROI** | | ------------ | ------------------- | ------------- | | **Visor** | 30% - 60% | None | | **Harvest** | 31% - 52% | None | | **Pancake** | 22% - 28% | None | | **Alpha** | 19% - 41% | None | | **Sushi** | 7% - 11% | None | | **Alpaca** | 20% - 80% | None | | **Universe** | **100%** **- 200%** | **40% - 70%** | Currently, most DeFi products do not show their true rate of return to their users. The displayed return on investment (“ROI”) does not deduct the losses occurred in the process of operation. The true ROI of many products is actually less than that, even in negative growth. In other words, Universe Finance provides our users with true ROI, which plays an important role in leading the whole defi market. The following link may help you understand better about what we offer to our users: ## **Universe VS Visor** Visor is a Defi investment platform based on Uniswap V3 in the Defi market. It has received investment from well-known investment companies such as a16z and DCG. Although it is only launched for more than 3 months, its TVL has reached 12 million USDT. **The Differences between Us** * Universe’s Fee APR is higher than Visor. * Universe’s true ROI is higher than Visor (Visor does not show the true ROI). * Universe has created a series of products based on different risk appetites of our users, gradually increasing our LP yield while meeting the different individual needs. * Universe provides the first professional backtesting platform for Uniswap V3 throughout the defi market. **Similarities** * Universe and Visor vault possessors can authorise any trusted strategy to help manage their funds. * The users do not need to pay the gas fee for executing the strategies. ## **Universe VS Yearn** Yearn is a DeFi investment platform that focuses on maximizing the Curve rewards. | | **Yearn** | Univer**se** | | -------------------- | --------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------- | | **True ROI** | 1%（ETH），7%(USDC) | 40%\~70% | | **P\&L Composition** | CRV tokens, little transaction fees | ETH & USDC and their respective transaction fees | | **Target Users** | Mainly stablecoin users with a small number of fiat users | Various types of LP users | | Ta**rget Protocol** | Curve | Uniswap | | **Features** | CRV Investments |

| | **Risk Profile** | Low |

Provide different serves for different types of users:

|